Can of Worms

[MikeF]

What I really need to know from the people that have been there and done that is this. What are the advantages and disadvantages, my understanding is Mdcd will go back several years and pay existing bills. My concern is are there any treatments or procedures that Barb could be denied if on Mdcd or disability. I understand that all of this may be subject to drastic changes under the present administration.

[Sheila]

Mike
I do know that since I am already covered by my husbands insurance , when I went on disability, and then Medicare, the Medicare was secondary. I paid for the Medicare premium out of my Social Security Disability check, but it rarely ever paid anything, as my husbands insurance paid first. Tne cost was a couple hundred a month, so I dropped the part you pay for and kept the part for free that cover hospitalization. Imwent on disability original from my company when I was no longer able to work. then after 6 months, I had to apply for SSD, and I have been on it ever since. I have never felt guilty, Impaid into it for many years when I worked, and I would much rather be working!!!! You probably need to talk to the SSD office, and see if they woulday retro on anything. if I remember correctly, you had to be off work 6 months to qualify for disability, and a year to qualify for Medicare....hope this info helped