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The social security disability as well as health insurance are very confusing for me. Admittedly, I have a low grade breast cancer and in most days I can perform my job as a pharmacist. I got disability insurance from my health coverage at work when I had mastectomy. I had to go back to work since my hospital has very strict policy of not allowing excessive absence, else the employee is terminated. If terminated, I would have no health insurance coverage. I am 61 now. For me to get COBRA coverage, I understand that I must keep on working until I am 63.5 years old. Is my understanding correct? My hospital benefit staff is of no help at all. They said that for benefits outside the hospital plans, they will not and cannot help me. For those of you on social security disability now, how do you get health insurance coverage? I believe there is no insurance company which is willing to accept a breast cancer patient as a new insured. Is there a mechanism there that Medicare can be activated before one is 65 years old? Thanks for any who is knowledgeable in this confusing mess.
Ann
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