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Old 12-29-2005, 07:18 AM   #5
pattyz
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mickey,
yea...there's alot in this life that I don't 'get' either!

ok, I am not sure what you're talking about when you say: "...sees that I have money, they won't help." But, if you mean you have a large amount of cash in a bank account, you can gift up to $11,000 a year without penalty... you could set up a trust acct of some type for your children. One in which you were able to make withdrawals for their benefit.

The point of that is to do a 'pay down' of your own account. Or you might be able to pre-pay some bills you know will be occuring regularly ie. rent/mortgage.

This may not be at ALL what you're talking about and if so, I apologize and ......... forget I mentioned it!! lol

And, what Lolly says is right on anyway, without making things complicated!

more hugs,
pattyz
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