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The cost of your own medical records
It is VERY important that you get copies of your medical records every inch of the way!! I was denied long term disability (on a technicality) 4 years ago and didn't fight the case. Last year, someone else sued and won her case Now the insurance company has to re-evaluate and notify everyone they denied. What that means is that I had to get ALL my medical records for the last 4 years. I've been collecting scan reports and blood work, but I didn't think to get discharge notes and doctors correspondence/notes. Of course, I have a bc onc, a leukemia onc, a bone marrow doc, a pulmonary doc, a thoracic surgeon, a gyno, a bc surgeon, a radiology onc and three hospitals....Some of the hospitals/docs charged me for the copies and they were real expensive (.25 a page). One hospital wanted $1,400 for all my records. Instead I paid $25 for an hour to sit with the stack and pull just the papers I needed, then it cost $40.00 for the copies. All in all, I've paid over $200.00 for copies. This does not include any of my films (which I do have too). After collating a friend let me use her office copier - which saved me me nearly $60.00 in copies. I now have a complete record of everything, but if you do it as you go along it won't cost you like it cost me....Please pray I get a favorable decision. It will be retroactive nearly 4 years and I'll get interest!!!
It was a costly lesson, but you never know why you might need the records. My friend's doctor's medical record room had a convenient fire and some records were lost. Just another reason to have your won copies....
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Maryann
Stage IV Inflammatory BC 1/00
Mod Rad Mastectomy 24nod/5+
Adriomycin Cytoxin Taxol
Tamoxifen 4 1/2 yrs
Radiation - 32 x
Metastatic BC lung/liver 10/04
thorocentesis 2x - pleurodesis
Herceptin Taxatiere Carbo
Femera/Lupron
BC NED 4/05
chemo induced Acute Myeloid Leukemia 5/06
Induction/consolidation chemo
bone marrow transplant - 11/3/06
Severe Host vs Graft Disease of liver
BC mets to lung 11/07
Fasoladex Herceptin Zometa Xeloda
GVHD/Iron overload to liver
Avascular Necrosis/morphine pump 10/10
metastatic brain tumor
steriotactic radiosurgery
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