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Read your story on Insurance. Yea I hate it too, we owe a lot of money even after medicare and my insurance.
Just remember you can appeal. If you ever need help I will be glad to help you. I am an RN and work for an insurance company.
you may also have an insurance commisioner. In the state of WV we have one and she has helped me many times in disputes with the insurance co, your taxes pay his salary so don't be afraid to use him/her. Your insurance is called point of service and by that they mean you have to have precerts and use docs and facilities that have a contract with them,
Good luck and remember I'll be glad to help you
peace,
Sherry
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