[uma]

Rhonda,
If your employer changes Insurance companies, please check if continuity is maintained with the previous insurance company. Check any documents you need to sign with a "fine toothed comb". Some insurance companies may have small print in documents to exclude new members with pre-existing conditions, such as BC. or, they may ask for a medical exam. Insurance companies get scared if they hear the word, and try to wiggle out of their liability.