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10-20-2004, 10:23 PM

My Herceptin was the only cost "free" to me during my clinical trial. All other fees were run through my insurance and paid for by my insurance because I was using an "in network" provider (doctor visits, blood draws, mugas). That was while I was with an HMO.

I am now with a PPO and have 80/20 coverage. But, do not need referrals and if I need to go out of network, it is 70/30 coverage. It is much more expensive in the long run, but I need the flexibility. I just don't know where this disease will take me. We are all in that same boat.

Cindi.

10-20-2004, 10:23 PM	#2
Cindi Guest Posts: n/a	My Herceptin was the only cost "free" to me during my clinical trial. All other fees were run through my insurance and paid for by my insurance because I was using an "in network" provider (doctor visits, blood draws, mugas). That was while I was with an HMO. I am now with a PPO and have 80/20 coverage. But, do not need referrals and if I need to go out of network, it is 70/30 coverage. It is much more expensive in the long run, but I need the flexibility. I just don't know where this disease will take me. We are all in that same boat. Cindi.