[Sheila]

I have BC BS of Illinois PPO through my husband, and my hospital is a PPO. I have never paid for chemo, hospital bills including surgery, or oncology visits. We do have a higher deductible this year than we have ever had, but still they have been great. They paid for mastectomy bras, prosthesis, swim suits, swim prosthesis, yearly wigs and lymphedema sleeves every 3 months. They truly have been a godsend, without having the added stress of medical bills.

Our prescription plan is not so good. Neulasta shots are rationed and sent the day I need them, as are Neupogen...they cost me 30.00 ea. Trying to get prescriptions filled is somewhat of a nightmare...this is all new since the company switched to Curascripts....we never had this problem with Caremark....although I did have a time with them getting Tykerb.

My sister has BC BS of IL PPO also and hers would not cover Cranial Prosthesis (Wigs) but she has no copay on the Neulasta. All in all, I think the insurance we have through BC BS of IL is phenomenal...considering the thousands of dollars a month that my bills add up to....I am well over the 3 million dollar mark in 10 years...truly feel blessed that my husbands insurance is so good. They told me as long as I continue to use a PPO provider, there is no lifetime maximum. Good thing, because I plan to be around for a lot longer!