[Sheila]

Pam
As soon as I went from short term disability to long term, I was forced to apply for SSDI. Once I received that (6 mos after my original disability began), the company designated insurance company began fighting with me about paying the amount to make up the difference. This went on for about 9 mos, I finally just gave up...so I only receive SSDI, which for me in Illinois is about 1578.00 per month, before taxes, which is a long cry from what I made through company disability, which was about 2900.00 tax free per month. I had to be off a full year before Medicare took over fro insurance, but since I am covered through my husband, i do not have to take it which saves me money as they charge for part B I believe, which covers certain things. Part A is free, but I remember the Part B was about 187.00 per month. As far as working goes, I am only allowed to earn a certain amount per month and stay on SSDI...which I think is 900.00 but I am not sure.
When I first was off, i couldnt wait to go back to work....I still miss it, but have filled my life with more important things, like health, grandchildren, enjoying each day...I miss the money but wouldnt trade my life now for anything! I think you are making the right decision.....