Once you have breast cancer you are to my understanding virtually uninsurable as an individual ie, if you attempt to change your insurance every other company will reject you. If you get a non-freelance job with a large company with grpoup coverage, there will be a waiting period during which you cannot get coverage for a pre-existing condition. Insurance comanies "cherry-pick" and those with her2neu positive breast cancer are certainly not "cherries"! ie, they are likely to need to utilize their insurance in an expensive way. Most insurance companies are now "for profit" and make money by NOT ENROLLING and even DROPPING people who are likely to actually utilize their insurance. HOLD ONTO WHAT YOU HAVE NO MATTER HOW MUCH THEY RAISE THE PREMIUM!! $14,500 EVERY 3 WEEKS IS WHAT HERCEPTIN CAN COST OUT OF POCKET!
HOPE THIS HELPS!
Lani
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