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Old 05-22-2012, 08:09 AM   #20
Vicki revised
Senior Member
 
Join Date: Mar 2012
Location: Alabama
Posts: 121
Re: OMG -Panic! Missed insurance premium...now coverage terminated!

I would def. find a closer credit union or bank. There may be times in the future that drive may be difficult. The affiliates are just middle men.

Not sure if it would work in your situation but years ago my CU screwed up and posted my deposit to the wrong acct (the joint acct with my son). When I realized what happened and went there in person, (pre-cancer) and I had no tolerance for fools.

I told them how pissed off, embarrassed and broke I was and that I was closing all my accts (my director at work was on the board of dir but I hadn't pulled that card yet--told them I was going to send letter to board) they paid me back all the fees, corrected the problem, reprimended the teller who wasn't paying attention, and put me on overdraft protection for no annual fee or interest, which I am still on now.

I have a feeling since they accepted the 3 months payment this will work out, but they may want to do auto drafts from your acct for the premiums inthe future.
__________________
Vicki
Lord, give me the comfort of Your embrace and acceptance of Your will.

3/11: DX: IDC, HER2++, ER/PR neg, stage 4, mets to liver. Primary tumor: grade 3; 11 cm. 2nd smaller tumor: ~2.5cm. Multiple affected nodes, 1 spot on liver. 6 rounds TCH prior to bmx.
7/11: Nothing left except Primary breast tumor now 1.5cm.
8/11: BMX, 17/17 nodes clear. No post-op chemo or radiation indicated. NED!
10/11: NED! Continue Herceptin indef.
2/12: Reoccurence of liver mets; both lobes. Tykerb added to Herceptin.
5/12: Progression of liver mets. Stop Tykerb, start Abraxane & Herceptin weekly.
8/12: Progression in liver and lymph nodes around liver and right kidney. Herceptin not working anymore! Stop Abraxane and Herceptin. Start Tykerb and Xeloda.
10/12: Severe side effects. 3 weeks break from everything.
12/12: It's working! All tumors gone except 2 (from 20+) Continue Tykerb and Xeloda. Brain and spine MRIs clear.
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