It's worth checking out but may be nothing. I just had a tiny spot on my calf checked and they said it was definatly a pre cancerous lesion and feel sure it'll become skin mets without treatment. I'm having a biospy and PDT in early Feb so glad I went to have it checked.
It's quite small, itchy when I'm warm and has a slightly scaly crust to the top and changes from red to pink now and then and I thought I was being foolish having it checked!!
Hope yours is nothing serious but have it looked at just incase