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Jackie07 · 03-13-2013, 02:00 AM

Get yourself an attorney (check with your local 'legal Aid' for a free consult with a lawyer)

Contact the office of your representatives, Congressmen and Senators. They have staff handling this type of requests. Even if you don't have a case, they might know other resources that can help you.

Unless it's a non-profit, insurance companies will try everything to avoid paying out claims.

Before my 1990 brain (tumor)surgery, I couldn't get past the receptionist on the other side of the phone to talk to anyone in my insurance company about making a special contract (to have my surgery done locally in a hospital that was not a member of the HMO network covered by the insurance company). Finally, my boss located the vice president who was in charge of 'sprcial contracts' and hinted that my doctors were mentioning about lawsuit. (Actually my boss was the one who'd found me a lawyer and videotaped my testimony just in case ...)

When the roof of our house was leaking (directly above our bed!) after a storm, our local insurance agent told us we would get half the roof repaired after an adjustor had checked it out. My husband went to the agent's office and chewed him out! We'd been paying premiums for almost 20 years for the house besides several other policies with the company. The agent sent another adjustor to check the roof again and we were 'granted' a new roof after paying the deductable.

Never, never, never give up ...

03-13-2013, 02:00 AM	#6
Jackie07 Senior Member Join Date: Jan 2008 Location: "Love never fails." Posts: 5,808	Re: Ugh, Aflac Insurance woman brings tears. Get yourself an attorney (check with your local 'legal Aid' for a free consult with a lawyer) Contact the office of your representatives, Congressmen and Senators. They have staff handling this type of requests. Even if you don't have a case, they might know other resources that can help you. Unless it's a non-profit, insurance companies will try everything to avoid paying out claims. Before my 1990 brain (tumor)surgery, I couldn't get past the receptionist on the other side of the phone to talk to anyone in my insurance company about making a special contract (to have my surgery done locally in a hospital that was not a member of the HMO network covered by the insurance company). Finally, my boss located the vice president who was in charge of 'sprcial contracts' and hinted that my doctors were mentioning about lawsuit. (Actually my boss was the one who'd found me a lawyer and videotaped my testimony just in case ...) When the roof of our house was leaking (directly above our bed!) after a storm, our local insurance agent told us we would get half the roof repaired after an adjustor had checked it out. My husband went to the agent's office and chewed him out! We'd been paying premiums for almost 20 years for the house besides several other policies with the company. The agent sent another adjustor to check the roof again and we were 'granted' a new roof after paying the deductable. Never, never, never give up ... __________________ Jackie07 http://www.kevinmd.com/blog/2011/06/doctors-letter-patient-newly-diagnosed-cancer.html http://www.asco.org/ASCOv2/MultiMedi...=114&trackID=2 NICU 4.4 LB Erythema Nodosum 85 Life-long Central Neurocytoma 4x5x6.5 cm 23 hrs 62090 semi-coma 10 d PT OT ST 30 d 3 Infertility tmts 99 > 3 u. fibroids > Pills CN 3 GKRS 52301 IDC 1.2 cm Her2 +++ ER 5% R. Lmptmy SLNB+1 71703 6 FEC 33 R Tamoxifen Recc IIB 2.5 cm Bi-L Mast 61407 2/9 nds PET 6 TCH Cellulitis - Lymphedema - compression sleeve & glove H w x 4 MUGA 51 D, J 49 M Diastasis recti Tamoxifen B. scan Irrtbl bowel 1'09 Colonoscopy 313 BRCA1 V1247I hptc hemangioma Vertigo GI - > yogurt hysterectomy/oophorectomy 011410 Exemestane 25 mg tab 102912 ~ 101016 stopped due to r. hip/l.thigh pain after long walk DEXA 1/13 1-2016 lesions in liver largest 9mm & 1.3 cm onco. says not cancer. 3-11 Appendectomy - visually O.K., a lot of puss. Final path result - not cancer. Start Vitamin D3 and Calcium supplement （600mg x2) 10-10 Stopped Exemestane due to r. hip/l.thigh pain OKed by Onco 11-08-2016 7-23-2018 9 mm groundglass nodule within the right lower lobe with indolent behavior. Due to possible adenocarcinoma, Recommend annual surveilence. 7-10-2019 CT to check lung nodule. 1-10-2020 8mm stable nodule on R Lung, two 6mm new ones on L Lung, a possible lymph node involvement in inter fissule. "I WANT TO BE AN OUTRAGEOUS OLD WOMAN WHO NEVER GETS CALLED AN OLD LADY. I WANT TO GET SHARP EDGED & EARTH COLORED, TILL I FADE AWAY FROM PURE JOY." Irene from Tampa Advocacy is a passion .. not a pastime - Joe Last edited by Jackie07; 03-13-2013 at 02:06 AM..