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Old 10-09-2010, 12:27 PM   #14
joyce lutz
Senior Member
 
Join Date: Oct 2009
Posts: 84
Re: Career crossroad

I would go for the new job BUT be aware that should you need it, you will not have the protection of FMLA leave until 12 months from the start of your new job and therefore your job will not be held for you (via the regs any way). Also if you aren't on your husband's policy you will need to go on COBRA until the insurance (assuming they offer it) at your new company kicks in. AND you want to make sure what type of insurance they offer. Who is the carrier? Are they as good or better than your present carrier etc. If you are on your own policy and not your husband's then it may be a good idea to go on his in any event and have double coverage if you can afford it. If you aren't on your husband's policy and are on your own make sure you request a Certificate of Portbability from your current insurance carrier. This establishes that you have alread met the pre existing condition clause and aren't required to do it again. Let us know what you decide and best of luck! Joyce
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