[Redwolf8812]

So this is how it went. I got a scrip from my doctor's office. I called my insurance company and was simply told it's covered 90/10, meaning I pay 10%. Ok, so then I go to a medical equipment supply place in my area. They tell me they don't take my insurance but the kind lady who works there called my insurance company for me and they told her that out-of-network is 70/30 and that the standard lightweight wheelchair for me runs about $300.

Then I call my insurance company back and a CSR tells me there are no in-network supply stores in my area but gives me phone numbers for two places that he says will ship to me. I google both numbers and find out they're both in North Jersey. I'm in South Jersey. I'm feeling suspicious. I call both numbers, and my suspicions are confirmed - neither company will ship down to me. I call the insurance company AGAIN and get another CSR, who gives me not one, but THREE in-network stores in my area. I call the first two - neither one sells wheelchairs. Jackpot with the last one. My husband I and then went there - they took my scrip and my info and will get back to me in a day or two. They have to call my doctor's office and insurance company and confirm everything. The first 3 months are a rental and then the insurance company will determine whether or not to keep renting or to buy it.

The funny thing was this: we asked about my 10% (it's $3/month when rented, @$20 if purchased). While she was looking up this info, we told her that if it turned out to be more than what I could purchase one for online, I would just do that. She asked me the prices online and was shocked. They charge insurance companies @ 3 times the price of what we can find them for on the internet. I even showed her the one I was looking at (I saved it on my iphone) and she confirmed it was the same one they'd be renting to me.

Just thought this was ironic. LOL.