Hi Ann -
The disability ins and the life ins are two separate policies. I don't pay the premiums for either one, my employers do. I think that may have been part of the issue...they get paid even if they don't help me.
The disability issue is already taken care of...no worries. The life part will undoubtedly be resolved soon. As you pointed out..terminal is terminal. Period. The law is firmly on my side... And, of course...the number on the form has NOTHING to do with my actual life expectancy! Tough cases like you and me have our own plans!
The contrast between this company and my health ins. co is like night and day. Independence Blue Cross has been amazing!! Wouldn't trade them for anything!
Best of everything on the 7th! (just read your plan on another thread!)
Denise